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Terms of use

Fair, simple terms for using MySums

By using MySums, you agree to these terms. They explain how the tools may be used and the limits of the estimates they provide.

Last updated: 16 August 2026

Who operates MySums

MySums is built and operated by me, Eman Munir, ACCA, a Chartered Certified Accountant and a co-founder of the site. More about who is behind MySums is on the about page.

Using the calculators

Every calculator is free for personal, non-commercial reference, with no account required. You may link to any public page. You may not scrape, republish or redistribute the site’s content, calculation logic or results at scale, or present them as your own, without permission.

Estimates only

Results are general estimates based on published UK rules and the inputs provided. They are not personalised financial, tax, mortgage or legal advice and should not be the sole basis for a financial decision. MySums is not affiliated with HMRC or the UK Government.

No warranty

The site is provided “as is”. Reasonable care is taken to keep rates and calculations accurate, but no guarantee is given that every result is complete, current, error-free or suitable for a particular purpose.

Limitation of liability

To the fullest extent permitted by law, MySums accepts no liability for loss or damage arising from use of, inability to use, or reliance on this site or its results.

Fair use and availability

Automated or excessive activity that disrupts the site is not permitted. Access may be restricted where necessary to protect the service and other visitors.

Changes and contact

These terms and the site may be updated as rules or features change. Questions can be sent to info@mysums.co.uk.